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Tel: 01132 694224

Email: andrew.blackburn@openwork.uk.com

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Personal Finance

Letters: Readers including Caroline Lucas and Ruth Lister respond to Guardian articles by Owen Jones and Gaby Hinsliff
IF YOU are on a monthly mobile phone tariff, you need to crunch the numbers carefully to avoid making a wrong and expensive call.
Rumours are beginning to unfold about the coveted handset - here's where you can pre-order the smartphone in 2018
Nathan Bostock and Chris Sullivan, two of the senior managers overseeing GRG at the time are now at Santander - where they are trying to beef up the bank’s lending to small firms.
My wife makes periodic transfers of 25,000 Canadian dollars (£14,290) from her account in Canada to a Canadian dollar account with Barclays in the UK.