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Tel: 01132 694224

Email: andrew.blackburn@openwork.uk.com

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Personal Finance

Sadly, all the incredible offers will end at midnight tonight
A NatWest branch in South Kensington, London, went as far as to place a large, red lamp in front of the poster it had fixed to the wall (pictured).
Average savings rates have increased for the first time in seven years, according to the latest analysis.
New online service Look After My Bills claims it can take the hassle out of changing energy provider and save hundreds of pounds in the process.
Ellie Longbone, 22, is an aspiring midwife. She lives with her partner Liam and they are saving to buy a house.