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Tel: 01132 694224

Email: andrew.blackburn@openwork.uk.com

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Personal Finance

Sadly, all the incredible offers will end at midnight tonight
A NatWest branch in South Kensington, London, went as far as to place a large, red lamp in front of the poster it had fixed to the wall (pictured).
Average savings rates have increased for the first time in seven years, according to the latest analysis.
New online service Look After My Bills claims it can take the hassle out of changing energy provider and save hundreds of pounds in the process.
Ellie Longbone, 22, is an aspiring midwife. She lives with her partner Liam and they are saving to buy a house.